(Residents of the State of Vermont are ineligible to open a Card Account). Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Find out how. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. theYear = now.getYear(); Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. (Residents of the State of Vermont are ineligible to open a Card Account). Netspend is a registered agent of Republic Bank & Trust Company. Bankrate has answers. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. for repayment of any negative balance. delay availability of funds with or without notice. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. It should have a phone number that you can call to assist you in reloading the card. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. The card comes with a mobile app . Our experts have been helping you master your money for over four decades. There's no interest or late fees because it's not a credit card. Every reasonable effort has been made to maintain accurate information. or originating bank. reduce the interest earned on the Savings Account. For Standard text message or data rates may apply. To check the rates and terms you qualify for, one or more soft credit pulls will be done by 7. Terms apply to the offers listed on this page. identity. Features 10.0/10. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. Start to spend more time on the things that matter like family, friends and everyday life. Republic Bank & Trust Company, Member FDIC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Percentage taken of total check amount. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Don't have a card? 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Fees 8.0/10. 3 Fee may be assessed by reload location and may vary from location to location. 3 Fee may be assessed by reload location and may vary from location to location. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. service provider and read the information they can provide. To participate in the Savings availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. 6 Payback Rewards is an optional program. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. $3.00 per withdrawal. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per who do not have a traditional bank account or who rely on alternative financial services. Transfer of funds via ACH from your bank account at another financial institution to your Card Account. Ingo There is a reload fee of up to $3.95 fee every time you reload the card. There's no minimum spending or maximum rewards. Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. Fraud prevention restrictions may delay availability of funds with or without notice. that identifies each person who opens a Card Account. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. Does Brinks charge a monthly fee? NO PURCHASE NECESSARY. Brink's, Incorporated operates in the State of Texas under DPS License C00550 Starts 2/1/21. Unlike credit cards, however, they don't work on credit. What are index funds and how do they work? No Fee. Residents of Vermont are ineligible to open a Card Account. financial product. 1 Charges a monthly maintenance fee of up to $9.95. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. All Rights Reserved. 5. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. It's convenient and faster than waiting for a paper check in the mail! And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. editorial policy, so you can trust that our content is honest and accurate. What Are Different Types of Credit Cards? Ends 1/31/22. Intro Offer: Unlimited Cashback Match - only from Discover. financial product. to fraud prevention restrictions at any time, with or without notice. Plus, the app is optimized for . While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. Check the information is accurate and submit your application. If January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. 9. A Red Ventures company. See the Cardholder Agreement for details. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Enroll in Brink's Money Payback Points. You have not yet won. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. create up to a $10.00 negative balance on your Card Account. Use of Card Account also subject may affect your credit. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. All products, logos, and company names are trademarks or registered trademarks of their respective holders. Login. Certain products and services may be licensed under U.S. Patent Nos. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. Approved purchase transactions may $4.95 per transfer via Customer Service Agent. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. - Midnight (CT) Saturday - Sunday: 8 AM. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. See below for Official Rules & complete details. to see your driver's license or other identifying information. Fraud prevention Cardholder is responsible for repayment of any negative balance. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Why you can trust this review How much does Brinks Prepaid Mastercard cost? Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. Order Your Brink's Money Prepaid Card Here >. And look at all the freebies you get: Free direct deposit. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. All checks are subject to approval for funding in Ingo Money's sole discretion. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Brink's Home Security, the smart home technology company, is a separate company. LET'S TALK. With Brink's Direct Deposit, you can get paid faster than a paper check. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else.